CapCenter's mission is to protect you during one of your most important decisions and to make your homeownership journey more affordable.
We're here to be your financial partner for life. We maximize our service and your savings for each transaction. We notify you when it makes sense to refinance your mortgage and automatically shop for better insurance rates on your behalf. Saving money has never been this easy!
Public origination data from 2022 proves that CapCenter has the best deal in town. The chart below compares CapCenter among the top 20 lenders* in Richmond, VA.
CapCenter was voted best mortgage lender by readers of Richmond Magazine in 2020 & 2022. Putting our clients first is the cornerstone of our success story.
Our loan officers and Realtors are in tune with the local markets. We complete many transactions in our limited service areas, which helps us better understand the market for your benefit.
CapCenter had both the lowest average interest rate and lowest closing costs among the top 20 lenders* in Richmond, VA [†].
CapCenter doesn't just lend money - we can act as your Realtor®, your settlement attorney, your title agent, and your insurance broker. We act as one unit to help you achieve your goals with more savings and less stress.
When Gary bought his first home and was slammed with hidden fees at the closing table, he thought to himself, "there has to be a better, more ethical approach to mortgage lending." There was, and CapCenter was born.
26 years of hard work and innovation later, CapCenter continues to provide our local clients trustworthy services with big savings to support the American dream.