Current Refinance Rates in Richmond, VA

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30 Year Fixed Rates

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Conventional HomeReady

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Rate
Points
APR
Payment
Closing Costs
5.500%
2.250
5.725%
$1,817
ZERO
5.875%
1.375
5.923%
$1,893
ZERO
6.125%
0.875
6.625%
$1,944
ZERO
6.500%
0.000
6.500%
$2,023
ZERO
6.625%
(0.500)
6.625%
$2,049
ZERO

FHA Streamline Refinance

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Rate
Points
APR
Payment
Closing Costs
5.500%
2.250
5.725%
$1,817
ZERO
5.875%
1.375
5.923%
$1,893
ZERO
6.125%
0.875
6.625%
$1,944
ZERO
6.500%
0.000
6.500%
$2,023
ZERO
6.625%
(0.500)
6.625%
$2,049
ZERO

VA IRRRL

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Rate
Points
APR
Payment
Closing Costs
5.500%
2.250
5.725%
$1,817
ZERO
5.875%
1.375
5.923%
$1,893
ZERO
6.125%
0.875
6.625%
$1,944
ZERO
6.500%
0.000
6.500%
$2,023
ZERO
6.625%
(0.500)
6.625%
$2,049
ZERO

20 Year Fixed Rates

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Conventional Community Grant

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Rate
Points
APR
Payment
Closing Costs
5.500%
2.250
5.725%
$1,817
ZERO
5.875%
1.375
5.923%
$1,893
ZERO
6.125%
0.875
6.625%
$1,944
ZERO
6.500%
0.000
6.500%
$2,023
ZERO
6.625%
(0.500)
6.625%
$2,049
ZERO

FHA Streamline Refinance

Apply Now
Rate
Points
APR
Payment
Closing Costs
5.500%
2.250
5.725%
$1,817
ZERO
5.875%
1.375
5.923%
$1,893
ZERO
6.125%
0.875
6.625%
$1,944
ZERO
6.500%
0.000
6.500%
$2,023
ZERO
6.625%
(0.500)
6.625%
$2,049
ZERO

VA IRRRL

Apply Now
Rate
Points
APR
Payment
Closing Costs
5.500%
2.250
5.725%
$1,817
ZERO
5.875%
1.375
5.923%
$1,893
ZERO
6.125%
0.875
6.625%
$1,944
ZERO
6.500%
0.000
6.500%
$2,023
ZERO
6.625%
(0.500)
6.625%
$2,049
ZERO

15 Year Fixed Rates

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Conventional RefiNow

Apply Now
Rate
Points
APR
Payment
Closing Costs
5.500%
2.250
5.725%
$1,817
ZERO
5.875%
1.375
5.923%
$1,893
ZERO
6.125%
0.875
6.625%
$1,944
ZERO
6.500%
0.000
6.500%
$2,023
ZERO
6.625%
(0.500)
6.625%
$2,049
ZERO

FHA Streamline Refinance

Apply Now
Rate
Points
APR
Payment
Closing Costs
5.500%
2.250
5.725%
$1,817
ZERO
5.875%
1.375
5.923%
$1,893
ZERO
6.125%
0.875
6.625%
$1,944
ZERO
6.500%
0.000
6.500%
$2,023
ZERO
6.625%
(0.500)
6.625%
$2,049
ZERO

VA IRRRL

Apply Now
Rate
Points
APR
Payment
Closing Costs
5.500%
2.250
5.725%
$1,817
ZERO
5.875%
1.375
5.923%
$1,893
ZERO
6.125%
0.875
6.625%
$1,944
ZERO
6.500%
0.000
6.500%
$2,023
ZERO
6.625%
(0.500)
6.625%
$2,049
ZERO

10 Year Fixed Rates

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Conventional HomePossible

Apply Now
Rate
Points
APR
Payment
Closing Costs
5.500%
2.250
5.725%
$1,817
ZERO
5.875%
1.375
5.923%
$1,893
ZERO
6.125%
0.875
6.625%
$1,944
ZERO
6.500%
0.000
6.500%
$2,023
ZERO
6.625%
(0.500)
6.625%
$2,049
ZERO

FHA Streamline Refinance

Apply Now
Rate
Points
APR
Payment
Closing Costs
5.500%
2.250
5.725%
$1,817
ZERO
5.875%
1.375
5.923%
$1,893
ZERO
6.125%
0.875
6.625%
$1,944
ZERO
6.500%
0.000
6.500%
$2,023
ZERO
6.625%
(0.500)
6.625%
$2,049
ZERO

VA IRRRL

Apply Now
Rate
Points
APR
Payment
Closing Costs
5.500%
2.250
5.725%
$1,817
ZERO
5.875%
1.375
5.923%
$1,893
ZERO
6.125%
0.875
6.625%
$1,944
ZERO
6.500%
0.000
6.500%
$2,023
ZERO
6.625%
(0.500)
6.625%
$2,049
ZERO