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Current Refinance Rates in Richmond, VA
Loan Purpose
Refinance
Cash-Out Refinance
Purchase
Location
Home Value
Loan Amount
Property Use
Primary Residence
Second Home
Investment Property
Property Type
Single Family Home
Townhouse
Condo
Single-Wide Manufactured Home
Double-Wide Manufactued Home
2 Units
3 Units
4 Units
Annual Income
US Military
No
Yes
First-time
Yes
No
CapCenter Realty
Yes - save 0.125%
No
See More +
FICO Score
800+
780 - 799
760 - 779
740 - 759
720 - 739
700 - 719
680 - 699
660 - 679
640 - 659
620 - 639
Below 620
Buydown
None
1/0
2/1
3/2/1
Lock Period
30 Days
60 Days
90 Days
120 Days
180 Days
Get Rates
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Click any rate for a detailed quote!
30 Year Fixed Rates
Conventional HomeReady
Apply Now
Rate
Points
APR
Payment
Closing Costs
5.500%
2.250
5.725%
$1,817
ZERO
5.875%
1.375
5.923%
$1,893
ZERO
6.125%
0.875
6.625%
$1,944
ZERO
6.500%
0.000
6.500%
$2,023
ZERO
6.625%
(0.500)
6.625%
$2,049
ZERO
FHA Streamline Refinance
Apply Now
Rate
Points
APR
Payment
Closing Costs
5.500%
2.250
5.725%
$1,817
ZERO
5.875%
1.375
5.923%
$1,893
ZERO
6.125%
0.875
6.625%
$1,944
ZERO
6.500%
0.000
6.500%
$2,023
ZERO
6.625%
(0.500)
6.625%
$2,049
ZERO
VA IRRRL
Apply Now
Rate
Points
APR
Payment
Closing Costs
5.500%
2.250
5.725%
$1,817
ZERO
5.875%
1.375
5.923%
$1,893
ZERO
6.125%
0.875
6.625%
$1,944
ZERO
6.500%
0.000
6.500%
$2,023
ZERO
6.625%
(0.500)
6.625%
$2,049
ZERO
20 Year Fixed Rates
Conventional Community Grant
Apply Now
Rate
Points
APR
Payment
Closing Costs
5.500%
2.250
5.725%
$1,817
ZERO
5.875%
1.375
5.923%
$1,893
ZERO
6.125%
0.875
6.625%
$1,944
ZERO
6.500%
0.000
6.500%
$2,023
ZERO
6.625%
(0.500)
6.625%
$2,049
ZERO
FHA Streamline Refinance
Apply Now
Rate
Points
APR
Payment
Closing Costs
5.500%
2.250
5.725%
$1,817
ZERO
5.875%
1.375
5.923%
$1,893
ZERO
6.125%
0.875
6.625%
$1,944
ZERO
6.500%
0.000
6.500%
$2,023
ZERO
6.625%
(0.500)
6.625%
$2,049
ZERO
VA IRRRL
Apply Now
Rate
Points
APR
Payment
Closing Costs
5.500%
2.250
5.725%
$1,817
ZERO
5.875%
1.375
5.923%
$1,893
ZERO
6.125%
0.875
6.625%
$1,944
ZERO
6.500%
0.000
6.500%
$2,023
ZERO
6.625%
(0.500)
6.625%
$2,049
ZERO
15 Year Fixed Rates
Conventional RefiNow
Apply Now
Rate
Points
APR
Payment
Closing Costs
5.500%
2.250
5.725%
$1,817
ZERO
5.875%
1.375
5.923%
$1,893
ZERO
6.125%
0.875
6.625%
$1,944
ZERO
6.500%
0.000
6.500%
$2,023
ZERO
6.625%
(0.500)
6.625%
$2,049
ZERO
FHA Streamline Refinance
Apply Now
Rate
Points
APR
Payment
Closing Costs
5.500%
2.250
5.725%
$1,817
ZERO
5.875%
1.375
5.923%
$1,893
ZERO
6.125%
0.875
6.625%
$1,944
ZERO
6.500%
0.000
6.500%
$2,023
ZERO
6.625%
(0.500)
6.625%
$2,049
ZERO
VA IRRRL
Apply Now
Rate
Points
APR
Payment
Closing Costs
5.500%
2.250
5.725%
$1,817
ZERO
5.875%
1.375
5.923%
$1,893
ZERO
6.125%
0.875
6.625%
$1,944
ZERO
6.500%
0.000
6.500%
$2,023
ZERO
6.625%
(0.500)
6.625%
$2,049
ZERO
10 Year Fixed Rates
Conventional HomePossible
Apply Now
Rate
Points
APR
Payment
Closing Costs
5.500%
2.250
5.725%
$1,817
ZERO
5.875%
1.375
5.923%
$1,893
ZERO
6.125%
0.875
6.625%
$1,944
ZERO
6.500%
0.000
6.500%
$2,023
ZERO
6.625%
(0.500)
6.625%
$2,049
ZERO
FHA Streamline Refinance
Apply Now
Rate
Points
APR
Payment
Closing Costs
5.500%
2.250
5.725%
$1,817
ZERO
5.875%
1.375
5.923%
$1,893
ZERO
6.125%
0.875
6.625%
$1,944
ZERO
6.500%
0.000
6.500%
$2,023
ZERO
6.625%
(0.500)
6.625%
$2,049
ZERO
VA IRRRL
Apply Now
Rate
Points
APR
Payment
Closing Costs
5.500%
2.250
5.725%
$1,817
ZERO
5.875%
1.375
5.923%
$1,893
ZERO
6.125%
0.875
6.625%
$1,944
ZERO
6.500%
0.000
6.500%
$2,023
ZERO
6.625%
(0.500)
6.625%
$2,049
ZERO
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